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Huge Savings Continue: Stamp Duty Holiday Extension & Mortgage Guarantee Scheme Announced

STAMP DUTY HOLIDAY EXTENDED 

Following the government budget announcement this afternoon, the stamp duty holiday has been extended to the 30th June 2021. This is fantastic news for buyers and sellers alike, as the property market continues to thrive from the opportunity to save thousands. All homes under £500,000 will continue to be scrapped and those buying in excess of £500,000 will still benefit from the maximum £15,000 saving. Additionally, beyond the end of June, the government have put in place a tapered system to end the stamp duty relief until the end of September which will still provide a saving but at a lesser level, meaning now is the time to make the move to benefit from the maximum possible saving.

You can work out exactly what your stamp duty saving would be by using a Stamp Duty Calculator (Those purchasing second homes will see the same savings and now only have to pay 3%)

If you’re considering a house move, now is the time to get moving and Bourne are on board to guide you smoothly through the process. Book your free valuation here.

 

RETURN OF 95% MORTGAGES 

Rishi Sunak also announced a mortgage guarantee scheme with a return of 95% mortgages in a bid to help ‘generation rent’. The government will be offering incentives to lenders to allow those with a small 5% deposit to get onto the property ladder. All lenders under the scheme will offer mortgages fixed for at least 5 years. This scheme is not limited to first-time buyers and will be available on purchases up to £600,000. Browse our available properties here.

 

 

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